We offer reliable, affordable health coverage designed to protect you and your loved ones. Get peace of mind with plans that fit your needs and your life.
Our Services
We deliver reliable, personalized insurance to protect what matters most. Your peace of mind is our priority.
Who we are
Thanks for stopping by. We know that finding the Medicare program and choosing a plan can be a daunting and overwhelming process.
We are thrilled to be a part of this next chapter in your life. Our commitment to excellence starts with treating you with the utmost care and professionalism. We know that making an insurance choice is one of the most important decisions you’ll ever make, and we are humbled that so many customers choose us to join them on their journey.
We look forward to helping you
If You're In Trouble
Unexpected issues? We’re here to help. With quick support, clear answers, and the care you need when it matters most.
200+
TRUSTED CLIENTS
10+
YEAR OF EXPERIENCE
24/7
CUSTOMER SUPPORT
99%
Client Satisfaction
Why HIFS
“Because your peace of mind deserves more than a policy, it deserves a partner”.
Hectoria Insurance & Financial Services in Edina, MN, specializes in Medicare and personalized insurance solutions. Our expert team simplifies the process and delivers trusted coverage for every need.
What You Stand To Gain
From tailored coverage to expert support, our insurance solutions give you protection, peace of mind, and real value, every step of the way.
Get quality coverage at competitive rates, designed to save you more without compromising on protection.
Comprehensive coverage that keeps you, your family, and your assets safe, no matter what life brings.
Insurance plans tailored to fit your needs and lifestyle for maximum peace of mind.
Questions
Covers:
– Inpatient hospital stays
– Care in a skilled nursing facility
– Hospice care
– Some home health care
Cost:
– No monthly premium
– Deductibles/copays (varies depending on the service)
*Example: If you were hospitalized for three days you must pay $1,316 for your Part A deductible.
Covers things like:
– Doctor visits
– Outpatient care
– Medical supplies
– Preventative services
– Mental Health services
– Ambulance services
– Laboratory tests and X-rays
– Rehabilitation services
– Home Health Care
Costs:
– Monthly Premium
– Annual Deductible
– 80/20 coinsurance of Medicare approved amount
*Example: If the Doctor bill is $100, the beneficiary pays $20.
Covers:
– Part A
– Part B
– Many also cover part D
– Coverage is all under one plan administered by a private insurance company.
Cost:
– Monthly premium varies between private insurance company
– If it covers part D, there may be a prescription Annual Deductible
– Copays for different services.
Thanks for stopping by, we know that finding the Medicare program and choosing a plan can be a daunting and overwhelming process.
We are thrilled to be a part of this next chapter in your life. Our commitment to excellence starts with treating you with the utmost care and professionalism. We know that making an insurance choice is one of the most important decisions you’ll ever make and we are humbled that so many customers choose us to join them on their journey. We look forward to helping you
Hectoria Insurance & Financial service is a insurance company located in Edina, MN that specializes in Medicare and different types of insurance. We are experts at finding solutions for people who are in the market to find the right insurance coverage. Our diverse team has experience with all types of insurance scenarios, and we understand how to make every step of the process simple and stress free. We are confident that we have something to meet the needs of every buyer.
With a wealth of experience in insurance under our belts, our agents have handled some of the most complicated insurance situations on the market today. Whether you’re looking for regular health & life, Group coverage, commercial or Medicare insurance, Our goal is to make the process of purchasing insurance as simple as possible while offering individualized attention to each client. We approach every insurance transaction with the utmost professionalism and care and are dedicated to helping you in the way that’s best for you. With an emphasis on excellent customer service, our agents are happy to answer your questions and assist you with all of your insurance needs quickly and efficiently. Contact us to ask how you can protect your loved ones and valued possessions today!
Years of Experience
Agents
Appointment
From health to business and everything in between, we offer insurance solutions that safeguard what matters most, so you can focus on living, not worrying.
Thanks for contacting us
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