Email Address

hectoria@hiafs.com

Phone Number

952-234-5811

Trusted Health Insurance For You

We offer reliable, affordable health coverage designed to protect you and your loved ones. Get peace of mind with plans that fit your needs and your life.

Our Services

We Ensure Best Insurance Services

We deliver reliable, personalized insurance to protect what matters most. Your peace of mind is our priority.

Hospital Coverage

Helps pay for inpatient hospital stays, skilled nursing facilities, hospice, and limited home health care.
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Medical Coverage

Covers routine doctor visits, outpatient care, preventive services, lab tests, and medical equipment.
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Advantage Plans

Combines Parts A and B, often Part D, plus extras like vision, dental, and wellness benefits, offered by private insurers.
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Prescription Plan

Pays for out-of-pocket costs like copays and deductibles not covered by Parts A and B. Requires Original Medicare.
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Who we are

Welcome To Our Insurance Company

Thanks for stopping by. We know that finding the Medicare program and choosing a plan can be a daunting and overwhelming process.

We are thrilled to be a part of this next chapter in your life. Our commitment to excellence starts with treating you with the utmost care and professionalism. We know that making an insurance choice is one of the most important decisions you’ll ever make, and we are humbled that so many customers choose us to join them on their journey.

We look forward to helping you

If You're In Trouble

We Can Help

Unexpected issues? We’re here to help. With quick support, clear answers, and the care you need when it matters most.

200+

TRUSTED CLIENTS

10+

YEAR OF EXPERIENCE

24/7

CUSTOMER SUPPORT

99%

Client Satisfaction

Why HIFS

We Are Here To Put Your Mind At Ease.

“Because your peace of mind deserves more than a policy, it deserves a partner”.

Hectoria Insurance & Financial Services in Edina, MN, specializes in Medicare and personalized insurance solutions. Our expert team simplifies the process and delivers trusted coverage for every need.

“We Want to Express Our Deep Gratitude to You for the Service That You Provided for Us in Dealing With Our Family Health Insurance.”

Izaac Mcbride

What You Stand To Gain

The Value We Bring to Protect You

From tailored coverage to expert support, our insurance solutions give you protection, peace of mind, and real value, every step of the way.

High Savings Potential

Get quality coverage at competitive rates, designed to save you more without compromising on protection.

Excellent Protection

Comprehensive coverage that keeps you, your family, and your assets safe, no matter what life brings.

Personalized Solutions

Insurance plans tailored to fit your needs and lifestyle for maximum peace of mind.

Questions

FAQ

Covers:
– Inpatient hospital stays
– Care in a skilled nursing facility
– Hospice care
– Some home health care

Cost:

– No monthly premium
– Deductibles/copays (varies depending on the service)

*Example: If you were hospitalized for three days you must pay $1,316 for your Part A deductible.

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Covers things like:
– Doctor visits
– Outpatient care
– Medical supplies
– Preventative services
– Mental Health services
– Ambulance services
– Laboratory tests and X-rays
– Rehabilitation services
– Home Health Care

Costs:
– Monthly Premium
– Annual Deductible
– 80/20 coinsurance of Medicare approved amount

*Example: If the Doctor bill is $100, the beneficiary pays $20.

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Covers:
– Part A
– Part B
– Many also cover part D
– Coverage is all under one plan administered by a private insurance company.

Cost:
– Monthly premium varies between private insurance company
– If it covers part D, there may be a prescription Annual Deductible
– Copays for different services.

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Also called Prescription Drug Plan) 

Covers:
– Medications

Cost:
– Varies

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Register For Medicare 101

Zoom meeting(Online)

In Person

HIFS, Leading the way in Medicare & Health insurance market

Thanks for stopping by, we know that finding the Medicare program and choosing a plan can be a daunting and overwhelming process.

We are thrilled to be a part of this next chapter in your life. Our commitment to excellence starts with treating you with the utmost care and professionalism. We know that making an insurance choice is one of the most important decisions you’ll ever make and we are humbled that so many customers choose us to join them on their journey. We look forward to helping you

About Us

Why choose HIFS?

Hectoria Insurance & Financial service is a insurance company located in Edina, MN that specializes in Medicare and different types of insurance. We are experts at finding solutions for people who are in the market to find the right insurance coverage. Our diverse team has experience with all types of insurance scenarios, and we understand how to make every step of the process simple and stress free. We are confident that we have something to meet the needs of every buyer.
With a wealth of experience in insurance under our belts, our agents have handled some of the most complicated insurance situations on the market today. Whether you’re looking for regular health & life, Group coverage, commercial or Medicare insurance, Our goal is to make the process of purchasing insurance as simple as possible while offering individualized attention to each client. We approach every insurance transaction with the utmost professionalism and care and are dedicated to helping you in the way that’s best for you. With an emphasis on excellent customer service, our agents are happy to answer your questions and assist you with all of your insurance needs quickly and efficiently. Contact us to ask how you can protect your loved ones and valued possessions today!

10

Years of Experience

Expert

Agents

Looking for Reliable Insurance Support?

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Appointment

Lets Protect Your, Health & Much More

From health to business and everything in between, we offer insurance solutions that safeguard what matters most, so you can focus on living, not worrying.

Opening Hours
Monday - Saturday

Denpasar, Bali

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