Email Address

hectoria@hiafs.com

Phone Number

952-234-5811

About Us

Hectoria Insurance & Financial

Hectoria Insurance & Financial

Trusted Health Insurance Solutions for Individuals, Families & Businesses Providing expert coverage and support for your health, life, and peace of mind, no matter your size or stage.

Hospital Coverage

Helps pay for inpatient hospital stays, skilled nursing facilities, hospice, and limited home health care.

Medical Coverage

Covers routine doctor visits, outpatient care, preventive services, lab tests, and medical equipment.

Advantage Plan

Combines Parts A and B, often Part D, plus extras like vision, dental, and wellness benefits, offered by private insurers.

Prescription Plan

Pays for out-of-pocket costs like copays and deductibles not covered by Parts A and B. Requires Original Medicare.

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How We Work

Four Steps To Get Your Insurance

Getting covered is easy. Follow four simple steps to find the right plan, apply, and enjoy peace of mind, fast and hassle-free.

01

Make an Appointment

Book a time to speak with our experts and explore the best insurance options for your needs.

02

Schedule Meeting

Set up a meeting with our team to discuss your coverage goals and get personalized guidance.

03

Meet With Agent

Connect with a licensed agent to review your needs and get personalized coverage guidance.

04

Get Your Insurance

Receive your coverage details and enjoy reliable protection with confidence.

Testimonials

What Our Client Say

Real stories from people we’ve helped. Hear how our insurance solutions have made a difference in their lives.

Jordanna Hays

Switching to this provider was the best decision for our team’s health and stability. They guided us through every step with care and attention to detail

Agata Diaz

They made Medicare enrollment clear and stress-free for my parents and me. Their team was responsive, and genuinely committed to finding the best fit for us

Enrique Kim

As a small business owner, finding affordable group coverage was a game changer. I finally feel confident knowing my employees are well protected and supported every day

Haaris Mack

Excellent support and fast claims processing, truly dependable and efficient at every stage. I’ve recommended them to friends and colleagues who now enjoy the same peace of mind.